Property Tax for Texas (2026)
Texas (TX) Key Facts
Effective Property Tax Rate
1.8%
Tax Level
High compared to national average
Assessed By
County assessor
Payment Frequency
Varies by county (annual or semi-annual)
How This Calculator Works in Texas
This calculator estimates your annual Texas property tax based on your home's value and the state's average effective rate of 1.8%. Enter your property value to see your estimated annual tax bill.
Texas Overview
Texas has an effective property tax rate of 1.74%, above the national average of ~1.11%. A defining feature of the state's system is that $100K homestead exemption; protest culture is strong. No state income tax; property taxes fund most local services, making it important for homeowners to understand local assessment practices and available exemptions.
How Texas Compares
Texas's property tax rate of 1.8% compares to Louisiana at 0.55% and Oklahoma at 0.9%. The relatively high rate means property taxes are a significant expense for homeowners.
| State | Top Rate | Notes |
|---|---|---|
| Louisiana | 0.55% | Louisiana has a property tax rate of 0.55%. |
| Oklahoma | 0.9% | Oklahoma has a property tax rate of 0.9%. |
| New Mexico | 0.8% | New Mexico has a property tax rate of 0.8%. |
Texas's property tax rate of 1.8% compares to a national average of approximately 1.11%. This is above the national average.
Tips for Texas Residents
- 1Texas's effective property tax rate of 1.74% is above the national average of ~1.11%. Key feature: $100K homestead exemption; protest culture is strong.
- 2No state income tax; property taxes fund most local services. Always verify your assessed value matches your property's actual condition and features.
- 3Appeal your property tax assessment if comparable sales in your area suggest your home is overvalued — Texas allows formal protests through the county or local assessor's office.
- 4Check whether you qualify for Texas's homestead exemption or other relief programs (senior, disabled, veteran) — these can meaningfully reduce your annual tax bill.
- 5Texas property taxes are deductible on your federal return subject to the $10,000 SALT cap. With a 1.74% rate, a $350,000 home owes roughly $6,090/year before exemptions.