Tax Bracket for Texas (2026)
Last updated: January 15, 2026
Texas (TX) Key Facts
Tax Structure
No state income tax
Top Marginal Rate
0%
Number of Brackets
0
Tax Year
2,026
How This Calculator Works in Texas
This calculator confirms Texas has no state brackets and helps compare with neighboring states.
Texas Overview
Texas has no state income tax, which means residents are not subject to any state tax brackets. Federal tax brackets (ranging from 10% to 37%) still apply to all earned income. This simplifies tax planning and generally results in a lower overall tax burden.
How Texas Compares
Texas's top rate of 0% compares to Louisiana at 4.25% and Oklahoma at 4.75%. The absence of state income tax brackets is a notable advantage.
| State | Top Rate | Notes |
|---|---|---|
| Louisiana | 4.25% | Louisiana has an income tax rate of 4.25%. |
| Oklahoma | 4.75% | Oklahoma has an income tax rate of 4.75%. |
| New Mexico | 5.9% | New Mexico has an income tax rate of 5.9%. |
Texas's income tax rate of 0% compares to a national average of approximately 5.04%. This is below the national average.
Tips for Texas Residents
- 1Texas has no state income tax, so there are no state tax brackets to worry about.
- 2Federal tax brackets still apply: 10%, 12%, 22%, 24%, 32%, 35%, and 37% for 2026.
- 3Even without state brackets, you can reduce federal taxes through 401(k), IRA, and HSA contributions.
- 4The standard deduction ($14,600 single, $29,200 married filing jointly for 2026) reduces your federal taxable income.
- 5Living in Texas simplifies tax planning since you only need to navigate federal brackets.