Tax Bracket for Maryland (2026)
Last updated: January 15, 2026
Maryland (MD) Key Facts
Tax Structure
Progressive (8 brackets)
Top Marginal Rate
5.75%
Number of Brackets
8
Tax Year
2,026
How This Calculator Works in Maryland
This calculator shows which Maryland tax bracket your income falls into. Enter your income and filing status to see marginal and effective rates.
Maryland Overview
Maryland uses a progressive income tax system with 8 brackets ranging from 2% to 5.75%. Higher portions of your income are taxed at higher rates, so your effective rate is always lower than your top marginal bracket.
How Maryland Compares
Maryland's top rate of 5.75% compares to Virginia at 5.75% and Pennsylvania at 3.07%. Comparing effective rates is more meaningful than top rates alone.
| State | Top Rate | Notes |
|---|---|---|
| Virginia | 5.75% | Virginia has an income tax rate of 5.75%. |
| Pennsylvania | 3.07% | Pennsylvania has an income tax rate of 3.07%. |
| Delaware | 6.6% | Delaware has an income tax rate of 6.6%. |
Maryland's income tax rate of 5.75% compares to a national average of approximately 5.04%. This is above the national average.
Tips for Maryland Residents
- 1Maryland has a progressive income tax with 8 brackets ranging from 2% to 5.75%.
- 2Your marginal rate (the rate on your last dollar) is often higher than your effective rate (total tax / total income).
- 3Moving into a higher bracket only taxes the additional income at the higher rate, not your entire income.
- 4Pre-tax 401(k) and IRA contributions can keep you in a lower Maryland bracket by reducing taxable income.
- 5Compare your effective rate rather than marginal rate when evaluating Maryland's tax impact on your finances.