Take Home Pay for Maryland (2026)
Maryland (MD) Key Facts
State Income Tax
5.75%
Sales Tax Rate
6%
Property Tax Rate
1.07%
Overall State Tax Burden
12.8% combined rates
How This Calculator Works in Maryland
This calculator estimates your take-home pay in Maryland, factoring in federal income tax, FICA, and Maryland's state income tax.
Maryland Overview
Take-home pay in Maryland is affected by federal income tax, FICA, and state income tax at up to 5.75%. Maryland withholds both state income tax and county piggyback taxes (2.25%-3.2%) from paychecks. The county rate depends on your residence.
How Maryland Compares
Maryland's combined rates (income: 5.75%, sales: 6%, property: 1.07%) compare to Virginia (5.75%, 5.3%, 0.82%) and Pennsylvania (3.07%, 6%, 1.58%).
| State | Top Rate | Notes |
|---|---|---|
| Virginia | 5.75% | Virginia has an income tax rate of 5.75%. |
| Pennsylvania | 3.07% | Pennsylvania has an income tax rate of 3.07%. |
| Delaware | 6.6% | Delaware has an income tax rate of 6.6%. |
Maryland's income tax rate of 5.75% compares to a national average of approximately 5.04%. This is above the national average.
Tips for Maryland Residents
- 1Maryland state income tax at up to 5.75% reduces your take-home pay on every paycheck.
- 2Maryland withholds both state income tax and county piggyback taxes (2.25%-3.2%) from paychecks. The county rate depends on your residence.
- 3Pre-tax 401(k), HSA, and FSA contributions reduce both federal and state taxable income, increasing your net pay.
- 4Your effective tax rate is typically lower than your marginal rate, especially in progressive tax states.
- 5After major life changes (marriage, new child, job change), review both federal W-4 and state withholding forms to optimize take-home pay.