Take Home Pay for Minnesota (2026)
Minnesota (MN) Key Facts
State Income Tax
9.85%
Sales Tax Rate
6.875%
Property Tax Rate
1.12%
Overall State Tax Burden
17.8% combined rates
How This Calculator Works in Minnesota
This calculator estimates your take-home pay in Minnesota, factoring in federal income tax, FICA, and Minnesota's state income tax.
Minnesota Overview
Take-home pay in Minnesota is affected by federal income tax, FICA, and state income tax at up to 9.85%. With sales tax at 6.875% and property tax at 1.12%, the overall tax environment shapes real purchasing power for Minnesota workers.
How Minnesota Compares
Minnesota's combined rates (income: 9.85%, sales: 6.875%, property: 1.12%) compare to Wisconsin (7.65%, 5%, 1.85%) and Iowa (5.7%, 6%, 1.57%).
| State | Top Rate | Notes |
|---|---|---|
| Wisconsin | 7.65% | Wisconsin has an income tax rate of 7.65%. |
| Iowa | 5.7% | Iowa has an income tax rate of 5.7%. |
| North Dakota | 1.95% | North Dakota has an income tax rate of 1.95%. |
Minnesota's income tax rate of 9.85% compares to a national average of approximately 5.04%. This is above the national average.
Tips for Minnesota Residents
- 1Minnesota state income tax at up to 9.85% reduces your take-home pay on every paycheck.
- 2Factor in Minnesota's sales tax (6.875%) and property tax (1.12%) when calculating real purchasing power.
- 3Pre-tax 401(k), HSA, and FSA contributions reduce both federal and state taxable income, increasing your net pay.
- 4Your effective tax rate is typically lower than your marginal rate, especially in progressive tax states.
- 5After major life changes (marriage, new child, job change), review both federal W-4 and state withholding forms to optimize take-home pay.