Take Home Pay for North Dakota (2026)
North Dakota (ND) Key Facts
State Income Tax
1.95%
Sales Tax Rate
5%
Property Tax Rate
0.98%
Overall State Tax Burden
7.9% combined rates
How This Calculator Works in North Dakota
This calculator estimates your take-home pay in North Dakota, factoring in federal income tax, FICA, and North Dakota's state income tax.
North Dakota Overview
Take-home pay in North Dakota is affected by federal income tax, FICA, and state income tax at up to 1.95%. With sales tax at 5% and property tax at 0.98%, the overall tax environment shapes real purchasing power for North Dakota workers.
How North Dakota Compares
North Dakota's combined rates (income: 1.95%, sales: 5%, property: 0.98%) compare to Minnesota (9.85%, 6.875%, 1.12%) and South Dakota (0%, 4.5%, 1.28%).
| State | Top Rate | Notes |
|---|---|---|
| Minnesota | 9.85% | Minnesota has an income tax rate of 9.85%. |
| South Dakota | 0% | South Dakota has an income tax rate of 0%. |
| Montana | 6.75% | Montana has an income tax rate of 6.75%. |
North Dakota's income tax rate of 1.95% compares to a national average of approximately 5.04%. This is below the national average.
Tips for North Dakota Residents
- 1North Dakota state income tax at up to 1.95% reduces your take-home pay on every paycheck.
- 2Factor in North Dakota's sales tax (5%) and property tax (0.98%) when calculating real purchasing power.
- 3Pre-tax 401(k), HSA, and FSA contributions reduce both federal and state taxable income, increasing your net pay.
- 4Your effective tax rate is typically lower than your marginal rate, especially in progressive tax states.
- 5After major life changes (marriage, new child, job change), review both federal W-4 and state withholding forms to optimize take-home pay.