Take Home Pay for Pennsylvania (2026)
Pennsylvania (PA) Key Facts
State Income Tax
3.07%
Sales Tax Rate
6%
Property Tax Rate
1.58%
Overall State Tax Burden
10.7% combined rates
How This Calculator Works in Pennsylvania
This calculator estimates your take-home pay in Pennsylvania, factoring in federal income tax, FICA, and Pennsylvania's state income tax.
Pennsylvania Overview
Take-home pay in Pennsylvania is affected by federal income tax, FICA, and state income tax at flat 3.07%. Pennsylvania flat 3.07% state rate is simple, but local earned income tax (EIT) varies by municipality (typically 1%-3.1%). Local Services Tax (LST) may also apply per pay period.
How Pennsylvania Compares
Pennsylvania's combined rates (income: 3.07%, sales: 6%, property: 1.58%) compare to New York (10.9%, 4%, 1.72%) and New Jersey (10.75%, 6.625%, 2.49%).
| State | Top Rate | Notes |
|---|---|---|
| New York | 10.9% | New York has an income tax rate of 10.9%. |
| New Jersey | 10.75% | New Jersey has an income tax rate of 10.75%. |
| Ohio | 3.5% | Ohio has an income tax rate of 3.5%. |
Pennsylvania's income tax rate of 3.07% compares to a national average of approximately 5.04%. This is below the national average.
Tips for Pennsylvania Residents
- 1Pennsylvania state income tax at flat 3.07% reduces your take-home pay on every paycheck.
- 2Pennsylvania flat 3.07% state rate is simple, but local earned income tax (EIT) varies by municipality (typically 1%-3.1%). Local Services Tax (LST) may also apply per pay period.
- 3Pre-tax 401(k), HSA, and FSA contributions reduce both federal and state taxable income, increasing your net pay.
- 4Your effective tax rate is typically lower than your marginal rate, especially in flat tax states.
- 5After major life changes (marriage, new child, job change), review both federal W-4 and state withholding forms to optimize take-home pay.