Property Tax for Pennsylvania (2026)
Pennsylvania (PA) Key Facts
Effective Property Tax Rate
1.58%
Tax Level
High compared to national average
Assessed By
County assessor
Payment Frequency
Varies by county (annual or semi-annual)
How This Calculator Works in Pennsylvania
This calculator estimates your annual Pennsylvania property tax based on your home's value and the state's average effective rate of 1.58%. Enter your property value to see your estimated annual tax bill.
Pennsylvania Overview
Pennsylvania has an effective property tax rate of 1.58%, above the national average of ~1.11%. A defining feature of the state's system is that assessments vary wildly by county, often outdated. Homestead exclusion up to 50% of median assessed value, making it important for homeowners to understand local assessment practices and available exemptions.
How Pennsylvania Compares
Pennsylvania's property tax rate of 1.58% compares to New York at 1.72% and New Jersey at 2.49%. The relatively high rate means property taxes are a significant expense for homeowners.
| State | Top Rate | Notes |
|---|---|---|
| New York | 1.72% | New York has a property tax rate of 1.72%. |
| New Jersey | 2.49% | New Jersey has a property tax rate of 2.49%. |
| Ohio | 1.56% | Ohio has a property tax rate of 1.56%. |
Pennsylvania's property tax rate of 1.58% compares to a national average of approximately 1.11%. This is above the national average.
Tips for Pennsylvania Residents
- 1Pennsylvania's effective property tax rate of 1.58% is above the national average of ~1.11%. Key feature: assessments vary wildly by county, often outdated.
- 2Homestead exclusion up to 50% of median assessed value. Always verify your assessed value matches your property's actual condition and features.
- 3Appeal your property tax assessment if comparable sales in your area suggest your home is overvalued — Pennsylvania allows formal protests through the county or local assessor's office.
- 4Check whether you qualify for Pennsylvania's homestead exemption or other relief programs (senior, disabled, veteran) — these can meaningfully reduce your annual tax bill.
- 5Pennsylvania property taxes are deductible on your federal return subject to the $10,000 SALT cap. With a 1.58% rate, a $350,000 home owes roughly $5,530/year before exemptions.