Property Tax for North Carolina (2026)
North Carolina (NC) Key Facts
Effective Property Tax Rate
0.84%
Tax Level
Moderate compared to national average
Assessed By
County assessor
Payment Frequency
Varies by county (annual or semi-annual)
How This Calculator Works in North Carolina
This calculator estimates your annual North Carolina property tax based on your home's value and the state's average effective rate of 0.84%. Enter your property value to see your estimated annual tax bill.
North Carolina Overview
North Carolina has an effective property tax rate of 0.84%, near the national average of ~1.11%. A defining feature of the state's system is that revaluation required every 4-8 years. Homestead exclusion for elderly/disabled ($50,000 or 50%), making it important for homeowners to understand local assessment practices and available exemptions.
How North Carolina Compares
North Carolina's property tax rate of 0.84% compares to South Carolina at 0.57% and Virginia at 0.82%. The moderate rate reflects a balanced approach to property taxation.
| State | Top Rate | Notes |
|---|---|---|
| South Carolina | 0.57% | South Carolina has a property tax rate of 0.57%. |
| Virginia | 0.82% | Virginia has a property tax rate of 0.82%. |
| Tennessee | 0.71% | Tennessee has a property tax rate of 0.71%. |
North Carolina's property tax rate of 0.84% compares to a national average of approximately 1.11%. This is below the national average.
Tips for North Carolina Residents
- 1North Carolina's effective property tax rate of 0.84% is near the national average of ~1.11%. Key feature: revaluation required every 4-8 years.
- 2Homestead exclusion for elderly/disabled ($50,000 or 50%). Always verify your assessed value matches your property's actual condition and features.
- 3Appeal your property tax assessment if comparable sales in your area suggest your home is overvalued — North Carolina allows formal protests through the county or local assessor's office.
- 4Check whether you qualify for North Carolina's homestead exemption or other relief programs (senior, disabled, veteran) — these can meaningfully reduce your annual tax bill.
- 5North Carolina property taxes are deductible on your federal return subject to the $10,000 SALT cap. With a 0.84% rate, a $350,000 home owes roughly $2,940/year before exemptions.