Property Tax for Tennessee (2026)

How This Calculator Works in Tennessee

This calculator estimates your annual Tennessee property tax based on your home's value and the state's average effective rate of 0.71%. Enter your property value to see your estimated annual tax bill.

Tennessee Overview

Tennessee has an effective property tax rate of 0.71%, near the national average of ~1.11%. A defining feature of the state's system is that 25% assessment ratio for residential. Tax Relief Program reimburses taxes for elderly/disabled, making it important for homeowners to understand local assessment practices and available exemptions.

How Tennessee Compares

Tennessee's property tax rate of 0.71% compares to Kentucky at 0.86% and Virginia at 0.82%. The relatively low rate makes property ownership more affordable from a tax perspective.

Tennessee's property tax rate of 0.71% compares to a national average of approximately 1.11%. This is below the national average.

Tips for Tennessee Residents

• 1Tennessee's effective property tax rate of 0.71% is near the national average of ~1.11%. Key feature: 25% assessment ratio for residential.
• 2Tax Relief Program reimburses taxes for elderly/disabled. Always verify your assessed value matches your property's actual condition and features.
• 3Appeal your property tax assessment if comparable sales in your area suggest your home is overvalued — Tennessee allows formal protests through the county or local assessor's office.
• 4Check whether you qualify for Tennessee's homestead exemption or other relief programs (senior, disabled, veteran) — these can meaningfully reduce your annual tax bill.
• 5Tennessee property taxes are deductible on your federal return subject to the $10,000 SALT cap. With a 0.71% rate, a $350,000 home owes roughly $2,485/year before exemptions.

Frequently Asked Questions