Property Tax for Massachusetts (2026)
Massachusetts (MA) Key Facts
Effective Property Tax Rate
1.23%
Tax Level
Moderate compared to national average
Assessed By
County assessor
Payment Frequency
Varies by county (annual or semi-annual)
How This Calculator Works in Massachusetts
This calculator estimates your annual Massachusetts property tax based on your home's value and the state's average effective rate of 1.23%. Enter your property value to see your estimated annual tax bill.
Massachusetts Overview
Massachusetts has an effective property tax rate of 1.20%, above the national average of ~1.11%. A defining feature of the state's system is that Prop 2.5 limits levy increases to 2.5%/year. Residential exemption in Boston shifts burden to commercial, making it important for homeowners to understand local assessment practices and available exemptions.
How Massachusetts Compares
Massachusetts's property tax rate of 1.23% compares to New York at 1.72% and Connecticut at 2.15%. The moderate rate reflects a balanced approach to property taxation.
| State | Top Rate | Notes |
|---|---|---|
| New York | 1.72% | New York has a property tax rate of 1.72%. |
| Connecticut | 2.15% | Connecticut has a property tax rate of 2.15%. |
| New Hampshire | 2.18% | New Hampshire has a property tax rate of 2.18%. |
Massachusetts's property tax rate of 1.23% compares to a national average of approximately 1.11%. This is above the national average.
Tips for Massachusetts Residents
- 1Massachusetts's effective property tax rate of 1.20% is above the national average of ~1.11%. Key feature: Prop 2.5 limits levy increases to 2.5%/year.
- 2Residential exemption in Boston shifts burden to commercial. Always verify your assessed value matches your property's actual condition and features.
- 3Appeal your property tax assessment if comparable sales in your area suggest your home is overvalued — Massachusetts allows formal protests through the county or local assessor's office.
- 4Check whether you qualify for Massachusetts's homestead exemption or other relief programs (senior, disabled, veteran) — these can meaningfully reduce your annual tax bill.
- 5Massachusetts property taxes are deductible on your federal return subject to the $10,000 SALT cap. With a 1.20% rate, a $350,000 home owes roughly $4,200/year before exemptions.