Property Tax for Florida (2026)
Florida (FL) Key Facts
Effective Property Tax Rate
0.89%
Tax Level
Moderate compared to national average
Assessed By
County assessor
Payment Frequency
Varies by county (annual or semi-annual)
How This Calculator Works in Florida
This calculator estimates your annual Florida property tax based on your home's value and the state's average effective rate of 0.89%. Enter your property value to see your estimated annual tax bill.
Florida Overview
Florida has an effective property tax rate of 0.86%, near the national average of ~1.11%. A defining feature of the state's system is that Save Our Homes caps increases at 3%/year. $50K homestead exemption; portability lets you transfer savings, making it important for homeowners to understand local assessment practices and available exemptions.
How Florida Compares
Florida's property tax rate of 0.89% compares to Georgia at 0.92% and Alabama at 0.41%. The moderate rate reflects a balanced approach to property taxation.
| State | Top Rate | Notes |
|---|---|---|
| Georgia | 0.92% | Georgia has a property tax rate of 0.92%. |
| Alabama | 0.41% | Alabama has a property tax rate of 0.41%. |
Florida's property tax rate of 0.89% compares to a national average of approximately 1.11%. This is below the national average.
Tips for Florida Residents
- 1Florida's effective property tax rate of 0.86% is near the national average of ~1.11%. Key feature: Save Our Homes caps increases at 3%/year.
- 2$50K homestead exemption; portability lets you transfer savings. Always verify your assessed value matches your property's actual condition and features.
- 3Appeal your property tax assessment if comparable sales in your area suggest your home is overvalued — Florida allows formal protests through the county or local assessor's office.
- 4Check whether you qualify for Florida's homestead exemption or other relief programs (senior, disabled, veteran) — these can meaningfully reduce your annual tax bill.
- 5Florida property taxes are deductible on your federal return subject to the $10,000 SALT cap. With a 0.86% rate, a $350,000 home owes roughly $3,010/year before exemptions.