Property Tax for North Dakota (2026)
North Dakota (ND) Key Facts
Effective Property Tax Rate
0.98%
Tax Level
Moderate compared to national average
Assessed By
County assessor
Payment Frequency
Varies by county (annual or semi-annual)
How This Calculator Works in North Dakota
This calculator estimates your annual North Dakota property tax based on your home's value and the state's average effective rate of 0.98%. Enter your property value to see your estimated annual tax bill.
North Dakota Overview
North Dakota has an effective property tax rate of 0.98%, near the national average of ~1.11%. A defining feature of the state's system is that state-paid school tax credit reduces bills. Agricultural land assessed at productivity value, making it important for homeowners to understand local assessment practices and available exemptions.
How North Dakota Compares
North Dakota's property tax rate of 0.98% compares to Minnesota at 1.12% and South Dakota at 1.28%. The moderate rate reflects a balanced approach to property taxation.
| State | Top Rate | Notes |
|---|---|---|
| Minnesota | 1.12% | Minnesota has a property tax rate of 1.12%. |
| South Dakota | 1.28% | South Dakota has a property tax rate of 1.28%. |
| Montana | 0.84% | Montana has a property tax rate of 0.84%. |
North Dakota's property tax rate of 0.98% compares to a national average of approximately 1.11%. This is below the national average.
Tips for North Dakota Residents
- 1North Dakota's effective property tax rate of 0.98% is near the national average of ~1.11%. Key feature: state-paid school tax credit reduces bills.
- 2Agricultural land assessed at productivity value. Always verify your assessed value matches your property's actual condition and features.
- 3Appeal your property tax assessment if comparable sales in your area suggest your home is overvalued — North Dakota allows formal protests through the county or local assessor's office.
- 4Check whether you qualify for North Dakota's homestead exemption or other relief programs (senior, disabled, veteran) — these can meaningfully reduce your annual tax bill.
- 5North Dakota property taxes are deductible on your federal return subject to the $10,000 SALT cap. With a 0.98% rate, a $350,000 home owes roughly $3,430/year before exemptions.