Property Tax for Michigan (2026)
Michigan (MI) Key Facts
Effective Property Tax Rate
1.54%
Tax Level
High compared to national average
Assessed By
County assessor
Payment Frequency
Varies by county (annual or semi-annual)
How This Calculator Works in Michigan
This calculator estimates your annual Michigan property tax based on your home's value and the state's average effective rate of 1.54%. Enter your property value to see your estimated annual tax bill.
Michigan Overview
Michigan has an effective property tax rate of 1.54%, above the national average of ~1.11%. A defining feature of the state's system is that Proposal A caps increases at inflation or 5%. Taxable value uncaps to market value on sale, making it important for homeowners to understand local assessment practices and available exemptions.
How Michigan Compares
Michigan's property tax rate of 1.54% compares to Ohio at 1.56% and Indiana at 0.85%. The relatively high rate means property taxes are a significant expense for homeowners.
| State | Top Rate | Notes |
|---|---|---|
| Ohio | 1.56% | Ohio has a property tax rate of 1.56%. |
| Indiana | 0.85% | Indiana has a property tax rate of 0.85%. |
| Wisconsin | 1.85% | Wisconsin has a property tax rate of 1.85%. |
Michigan's property tax rate of 1.54% compares to a national average of approximately 1.11%. This is above the national average.
Tips for Michigan Residents
- 1Michigan's effective property tax rate of 1.54% is above the national average of ~1.11%. Key feature: Proposal A caps increases at inflation or 5%.
- 2Taxable value uncaps to market value on sale. Always verify your assessed value matches your property's actual condition and features.
- 3Appeal your property tax assessment if comparable sales in your area suggest your home is overvalued — Michigan allows formal protests through the county or local assessor's office.
- 4Check whether you qualify for Michigan's homestead exemption or other relief programs (senior, disabled, veteran) — these can meaningfully reduce your annual tax bill.
- 5Michigan property taxes are deductible on your federal return subject to the $10,000 SALT cap. With a 1.54% rate, a $350,000 home owes roughly $5,390/year before exemptions.