Property Tax for Michigan (2026)

Last updated: January 15, 2026

Michigan (MI) Key Facts

Effective Property Tax Rate

1.54%

Tax Level

High compared to national average

Assessed By

County assessor

Payment Frequency

Varies by county (annual or semi-annual)

How This Calculator Works in Michigan

This calculator estimates your annual Michigan property tax based on your home's value and the state's average effective rate of 1.54%. Enter your property value to see your estimated annual tax bill.

Michigan Overview

Michigan has an effective property tax rate of 1.54%, above the national average of ~1.11%. A defining feature of the state's system is that Proposal A caps increases at inflation or 5%. Taxable value uncaps to market value on sale, making it important for homeowners to understand local assessment practices and available exemptions.

How Michigan Compares

Michigan's property tax rate of 1.54% compares to Ohio at 1.56% and Indiana at 0.85%. The relatively high rate means property taxes are a significant expense for homeowners.

StateTop RateNotes
Ohio1.56%Ohio has a property tax rate of 1.56%.
Indiana0.85%Indiana has a property tax rate of 0.85%.
Wisconsin1.85%Wisconsin has a property tax rate of 1.85%.

Michigan's property tax rate of 1.54% compares to a national average of approximately 1.11%. This is above the national average.

Tips for Michigan Residents

  • 1Michigan's effective property tax rate of 1.54% is above the national average of ~1.11%. Key feature: Proposal A caps increases at inflation or 5%.
  • 2Taxable value uncaps to market value on sale. Always verify your assessed value matches your property's actual condition and features.
  • 3Appeal your property tax assessment if comparable sales in your area suggest your home is overvalued — Michigan allows formal protests through the county or local assessor's office.
  • 4Check whether you qualify for Michigan's homestead exemption or other relief programs (senior, disabled, veteran) — these can meaningfully reduce your annual tax bill.
  • 5Michigan property taxes are deductible on your federal return subject to the $10,000 SALT cap. With a 1.54% rate, a $350,000 home owes roughly $5,390/year before exemptions.

Frequently Asked Questions

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