Income Tax for Michigan (2026)

How This Calculator Works in Michigan

This calculator applies Michigan's 2026 tax brackets and rates to estimate your state income tax liability. Enter your income and filing status to see your marginal rate, effective rate, and estimated tax owed.

Michigan Overview

Michigan levies a flat income tax of 4.25%, one of 11 states with a single-rate system. However, 25 Michigan cities (including Detroit at 2.4%) impose their own local income taxes, creating significant variation in the actual rate residents pay. The state does not tax Social Security benefits and offers partial exemptions for public pensions.

How Michigan Compares

Michigan's top income tax rate of 4.25% compares to Ohio at 3.5% and Indiana at 3.05%. The rate differences can meaningfully impact take-home pay for workers near state borders.

Michigan's income tax rate of 4.25% compares to a national average of approximately 5.04%. This is below the national average.

Tips for Michigan Residents

• 1Michigan has a flat income tax rate of 4.25% — straightforward with no brackets to navigate.
• 2Some Michigan cities levy their own income taxes: Detroit charges 2.4% for residents (1.2% for nonresidents), and 24 other cities impose rates of 1%-2%.
• 3Michigan does not tax Social Security benefits, and public pension income (state/federal/military) is partially or fully exempt depending on birth year.
• 4The state offers a Homestead Property Tax Credit that refunds a portion of property taxes exceeding 3.5% of household income.
• 5Michigan's flat rate has been 4.25% since 2012, making it predictable for long-term financial planning.

Frequently Asked Questions