Income Tax for Rhode Island (2026)

How This Calculator Works in Rhode Island

This calculator applies Rhode Island's 2026 tax brackets and rates to estimate your state income tax liability. Enter your income and filing status to see your marginal rate, effective rate, and estimated tax owed.

Rhode Island Overview

Rhode Island levies a progressive income tax with 3 brackets and a top rate of 5.99%, making it the lowest top rate among New England income-tax states. The state does not tax Social Security benefits and has been gradually modernizing its tax code to improve competitiveness. Rhode Island's combination of moderate income taxes and proximity to Boston's job market makes it an alternative to higher-tax Massachusetts and Connecticut.

How Rhode Island Compares

Rhode Island's top income tax rate of 5.99% compares to Massachusetts at 5% and Connecticut at 6.99%. The rate differences can meaningfully impact take-home pay for workers near state borders.

Rhode Island's income tax rate of 5.99% compares to a national average of approximately 5.04%. This is above the national average.

Tips for Rhode Island Residents

• 1Rhode Island has a progressive income tax with 3 brackets and a top rate of 5.99% on income over approximately $166,950.
• 2The state does not tax Social Security benefits and offers a modification for retirement income below certain thresholds.
• 3Rhode Island offers a property tax relief credit for residents 65+ with income below $30,000.
• 4The state has one of the lowest income tax top rates in New England — lower than Connecticut, Massachusetts (with surtax), Maine, and Vermont.
• 5Rhode Island conforms to the federal standard deduction and most federal itemized deductions.

Frequently Asked Questions