Income Tax for Ohio (2026)

How This Calculator Works in Ohio

This calculator applies Ohio's 2026 tax brackets and rates to estimate your state income tax liability. Enter your income and filing status to see your marginal rate, effective rate, and estimated tax owed.

Ohio Overview

Ohio levies a progressive income tax with a top rate of 3.5%, but recent reforms eliminated the bottom brackets so the first ~$26,050 of income is tax-free. What makes Ohio distinctive is its extensive system of municipal income taxes — over 600 cities and villages impose their own local rates of 0.5% to 3%, meaning a Cleveland or Columbus resident may pay 6%+ in combined state and local income taxes.

How Ohio Compares

Ohio's top income tax rate of 3.5% compares to Pennsylvania at 3.07% and Michigan at 4.25%. The rate differences can meaningfully impact take-home pay for workers near state borders.

Ohio's income tax rate of 3.5% compares to a national average of approximately 5.04%. This is below the national average.

Tips for Ohio Residents

• 1Ohio recently eliminated its bottom income tax bracket, so the first ~$26,050 of income is now tax-free for all filers, regardless of total income.
• 2Many Ohio cities and villages levy their own municipal income taxes — over 600 municipalities do so — with rates ranging from 0.5% to 3% (Cleveland and Columbus are both around 2.5%).
• 3Ohio's top state rate of 3.5% is relatively low for a progressive-tax state, but combined with local taxes, the effective rate can exceed 6% in major cities.
• 4Ohio offers a joint filing credit of up to $650 for married couples who file jointly, reducing the 'marriage penalty' effect.
• 5Residents who work in another Ohio municipality may be able to claim a credit against their home city's tax for taxes paid to the work city.

Frequently Asked Questions