Income Tax for Georgia (2026)

How This Calculator Works in Georgia

This calculator applies Georgia's 2026 tax brackets and rates to estimate your state income tax liability. Enter your income and filing status to see your marginal rate, effective rate, and estimated tax owed.

Georgia Overview

Georgia is transitioning from a progressive income tax to a flat rate, currently at 5.39% and scheduled to drop to 4.99% by 2029 under legislation signed in 2022. The state offers a generous retirement income exclusion of up to $65,000 per person for residents 62+. Georgia's shift to a flat tax reflects a broader Southeastern trend, as neighboring North Carolina has already adopted a flat rate and states like Florida and Tennessee have no income tax.

How Georgia Compares

Georgia's top income tax rate of 5.39% compares to Florida at 0% and Alabama at 5%. The rate differences can meaningfully impact take-home pay for workers near state borders.

Georgia's income tax rate of 5.39% compares to a national average of approximately 5.04%. This is above the national average.

Tips for Georgia Residents

• 1Georgia is transitioning from a progressive income tax to a flat rate of 5.39%, with the rate scheduled to decrease further to 4.99% by 2029 under HB 1015 (signed 2022).
• 2Until the flat rate fully phases in, Georgia's progressive brackets have been compressed, with most income effectively taxed near the top rate.
• 3Georgia does not tax Social Security benefits and offers a retirement income exclusion of up to $65,000 per person for residents 62+ (or $35,000 for those receiving certain disability income).
• 4Maximize your Georgia standard deduction ($5,400 single / $7,100 married filing jointly) or itemize if your deductions exceed those amounts.
• 5Georgia has a relatively favorable business tax climate — the corporate tax rate is also transitioning to lower rates alongside the personal income tax changes.

Frequently Asked Questions