Take Home Pay for Rhode Island (2026)
Last updated: January 15, 2026
Rhode Island (RI) Key Facts
State Income Tax
5.99%
Sales Tax Rate
7%
Property Tax Rate
1.63%
Overall State Tax Burden
14.6% combined rates
How This Calculator Works in Rhode Island
This calculator estimates your take-home pay in Rhode Island, factoring in federal income tax, FICA, and Rhode Island's state income tax.
Rhode Island Overview
Take-home pay in Rhode Island is affected by federal income tax, FICA, and state income tax at up to 5.99%. Rhode Island requires Temporary Disability Insurance (TDI) deductions from paychecks.
How Rhode Island Compares
Rhode Island's combined rates (income: 5.99%, sales: 7%, property: 1.63%) compare to Massachusetts (5%, 6.25%, 1.23%) and Connecticut (6.99%, 6.35%, 2.15%).
| State | Top Rate | Notes |
|---|---|---|
| Massachusetts | 5% | Massachusetts has an income tax rate of 5%. |
| Connecticut | 6.99% | Connecticut has an income tax rate of 6.99%. |
Rhode Island's income tax rate of 5.99% compares to a national average of approximately 5.04%. This is above the national average.
Tips for Rhode Island Residents
- 1Rhode Island state income tax at up to 5.99% reduces your take-home pay on every paycheck.
- 2Rhode Island requires Temporary Disability Insurance (TDI) deductions from paychecks.
- 3Pre-tax 401(k), HSA, and FSA contributions reduce both federal and state taxable income, increasing your net pay.
- 4Your effective tax rate is typically lower than your marginal rate, especially in progressive tax states.
- 5After major life changes (marriage, new child, job change), review both federal W-4 and state withholding forms to optimize take-home pay.