Take Home Pay for Iowa (2026)
Last updated: January 15, 2026
Iowa (IA) Key Facts
State Income Tax
5.7%
Sales Tax Rate
6%
Property Tax Rate
1.57%
Overall State Tax Burden
13.3% combined rates
How This Calculator Works in Iowa
This calculator estimates your take-home pay in Iowa, factoring in federal income tax, FICA, and Iowa's state income tax.
Iowa Overview
Take-home pay in Iowa is affected by federal income tax, FICA, and state income tax at up to 5.7%. With sales tax at 6% and property tax at 1.57%, the overall tax environment shapes real purchasing power for Iowa workers.
How Iowa Compares
Iowa's combined rates (income: 5.7%, sales: 6%, property: 1.57%) compare to Minnesota (9.85%, 6.875%, 1.12%) and Wisconsin (7.65%, 5%, 1.85%).
| State | Top Rate | Notes |
|---|---|---|
| Minnesota | 9.85% | Minnesota has an income tax rate of 9.85%. |
| Wisconsin | 7.65% | Wisconsin has an income tax rate of 7.65%. |
| Illinois | 4.95% | Illinois has an income tax rate of 4.95%. |
Iowa's income tax rate of 5.7% compares to a national average of approximately 5.04%. This is above the national average.
Tips for Iowa Residents
- 1Iowa state income tax at up to 5.7% reduces your take-home pay on every paycheck.
- 2Factor in Iowa's sales tax (6%) and property tax (1.57%) when calculating real purchasing power.
- 3Pre-tax 401(k), HSA, and FSA contributions reduce both federal and state taxable income, increasing your net pay.
- 4Your effective tax rate is typically lower than your marginal rate, especially in progressive tax states.
- 5After major life changes (marriage, new child, job change), review both federal W-4 and state withholding forms to optimize take-home pay.