Paycheck for Iowa (2026)
Iowa (IA) Key Facts
State Income Tax
5.7%
State Sales Tax
6%
Pay Frequency
Bi-weekly (most common)
Federal Withholding
Based on W-4 elections
How This Calculator Works in Iowa
This calculator estimates your net paycheck in Iowa accounting for federal taxes, FICA, and state income tax up to 5.7%. Enter salary and pay frequency to see take-home pay.
Iowa Overview
Paychecks in Iowa are subject to federal income tax, FICA (Social Security and Medicare), and state income tax at up to 5.7%. Iowa withholds state income tax at rates up to 5.7% from employee paychecks.
How Iowa Compares
Iowa's 5.7% state income tax means smaller paychecks compared to Minnesota (9.85%) and Wisconsin (7.65%). Differences compound over a full year.
| State | Top Rate | Notes |
|---|---|---|
| Minnesota | 9.85% | Minnesota has an income tax rate of 9.85%. |
| Wisconsin | 7.65% | Wisconsin has an income tax rate of 7.65%. |
| Illinois | 4.95% | Illinois has an income tax rate of 4.95%. |
Iowa's income tax rate of 5.7% compares to a national average of approximately 5.04%. This is above the national average.
Tips for Iowa Residents
- 1Iowa withholds state income tax at up to 5.7% from each paycheck, in addition to federal taxes.
- 2Iowa withholds state income tax at rates up to 5.7% from employee paychecks.
- 3Maximize pre-tax contributions to 401(k), HSA, and FSA accounts to reduce both federal and state taxable income on every paycheck.
- 4Review your state W-4 or withholding form annually, especially after salary changes, marriage, or a new dependent.
- 5Compare net pay across pay frequencies: bi-weekly (26 checks) vs. semi-monthly (24 checks) to plan your budget accurately.
Frequently Asked Questions
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