Paycheck for Minnesota (2026)
Minnesota (MN) Key Facts
State Income Tax
9.85%
State Sales Tax
6.875%
Pay Frequency
Bi-weekly (most common)
Federal Withholding
Based on W-4 elections
How This Calculator Works in Minnesota
This calculator estimates your net paycheck in Minnesota accounting for federal taxes, FICA, and state income tax up to 9.85%. Enter salary and pay frequency to see take-home pay.
Minnesota Overview
Paychecks in Minnesota are subject to federal income tax, FICA (Social Security and Medicare), and state income tax at up to 9.85%. Minnesota withholds state income tax at rates up to 9.85% from employee paychecks.
How Minnesota Compares
Minnesota's 9.85% state income tax means smaller paychecks compared to Wisconsin (7.65%) and Iowa (5.7%). Differences compound over a full year.
| State | Top Rate | Notes |
|---|---|---|
| Wisconsin | 7.65% | Wisconsin has an income tax rate of 7.65%. |
| Iowa | 5.7% | Iowa has an income tax rate of 5.7%. |
| North Dakota | 1.95% | North Dakota has an income tax rate of 1.95%. |
Minnesota's income tax rate of 9.85% compares to a national average of approximately 5.04%. This is above the national average.
Tips for Minnesota Residents
- 1Minnesota withholds state income tax at up to 9.85% from each paycheck, in addition to federal taxes.
- 2Minnesota withholds state income tax at rates up to 9.85% from employee paychecks.
- 3Maximize pre-tax contributions to 401(k), HSA, and FSA accounts to reduce both federal and state taxable income on every paycheck.
- 4Review your state W-4 or withholding form annually, especially after salary changes, marriage, or a new dependent.
- 5Compare net pay across pay frequencies: bi-weekly (26 checks) vs. semi-monthly (24 checks) to plan your budget accurately.
Frequently Asked Questions
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