Paycheck for North Dakota (2026)

Last updated: January 15, 2026

North Dakota (ND) Key Facts

State Income Tax

1.95%

State Sales Tax

5%

Pay Frequency

Bi-weekly (most common)

Federal Withholding

Based on W-4 elections

How This Calculator Works in North Dakota

This calculator estimates your net paycheck in North Dakota accounting for federal taxes, FICA, and state income tax up to 1.95%. Enter salary and pay frequency to see take-home pay.

North Dakota Overview

Paychecks in North Dakota are subject to federal income tax, FICA (Social Security and Medicare), and state income tax at up to 1.95%. North Dakota withholds state income tax at rates up to 1.95% from employee paychecks.

How North Dakota Compares

North Dakota's 1.95% state income tax means smaller paychecks compared to Minnesota (9.85%) and South Dakota (0%). Differences compound over a full year.

StateTop RateNotes
Minnesota9.85%Minnesota has an income tax rate of 9.85%.
South Dakota0%South Dakota has an income tax rate of 0%.
Montana6.75%Montana has an income tax rate of 6.75%.

North Dakota's income tax rate of 1.95% compares to a national average of approximately 5.04%. This is below the national average.

Tips for North Dakota Residents

  • 1North Dakota withholds state income tax at up to 1.95% from each paycheck, in addition to federal taxes.
  • 2North Dakota withholds state income tax at rates up to 1.95% from employee paychecks.
  • 3Maximize pre-tax contributions to 401(k), HSA, and FSA accounts to reduce both federal and state taxable income on every paycheck.
  • 4Review your state W-4 or withholding form annually, especially after salary changes, marriage, or a new dependent.
  • 5Compare net pay across pay frequencies: bi-weekly (26 checks) vs. semi-monthly (24 checks) to plan your budget accurately.

Frequently Asked Questions

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