Paycheck for Texas (2026)
Texas (TX) Key Facts
State Income Tax
0%
State Sales Tax
6.25%
Pay Frequency
Bi-weekly (most common)
Federal Withholding
Based on W-4 elections
How This Calculator Works in Texas
This calculator estimates your net paycheck in Texas accounting for federal taxes, FICA, and no state income tax. Enter salary and pay frequency to see take-home pay.
Texas Overview
Texas does not levy a state income tax, which means your paycheck is only reduced by federal income tax and FICA contributions. No state income tax withholding means bigger paychecks, but Texas has some of the highest property taxes in the nation (averaging 1.6%-1.8%), which offsets part of the income tax savings.
How Texas Compares
Texas's 0% state income tax means larger paychecks compared to Louisiana (4.25%) and Oklahoma (4.75%). Differences compound over a full year.
| State | Top Rate | Notes |
|---|---|---|
| Louisiana | 4.25% | Louisiana has an income tax rate of 4.25%. |
| Oklahoma | 4.75% | Oklahoma has an income tax rate of 4.75%. |
| New Mexico | 5.9% | New Mexico has an income tax rate of 5.9%. |
Texas's income tax rate of 0% compares to a national average of approximately 5.04%. This is below the national average.
Tips for Texas Residents
- 1Texas has no state income tax, so your paycheck is not reduced by state withholding.
- 2No state income tax withholding means bigger paychecks, but Texas has some of the highest property taxes in the nation (averaging 1.6%-1.8%), which offsets part of the income tax savings.
- 3Review your W-4 form each year to ensure federal withholding matches your actual tax liability.
- 4Pre-tax 401(k) and HSA contributions still reduce your federal taxable income and increase net pay.
- 5Even without state income tax, compare total cost of living including sales tax, property tax, and housing costs when evaluating take-home pay.
Frequently Asked Questions
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