Take Home Pay for Texas (2026)
Texas (TX) Key Facts
State Income Tax
0%
Sales Tax Rate
6.25%
Property Tax Rate
1.8%
Overall State Tax Burden
8.1% combined rates
How This Calculator Works in Texas
This calculator estimates your take-home pay in Texas, factoring in federal income tax, FICA, and the absence of state income tax.
Texas Overview
Take-home pay in Texas benefits from zero state income tax—only federal income tax and FICA reduce your paycheck. No state income tax withholding means bigger paychecks, but Texas has some of the highest property taxes in the nation (averaging 1.6%-1.8%), which offsets part of the income tax savings.
How Texas Compares
Texas's combined rates (income: 0%, sales: 6.25%, property: 1.8%) compare to Louisiana (4.25%, 4.45%, 0.55%) and Oklahoma (4.75%, 4.5%, 0.9%).
| State | Top Rate | Notes |
|---|---|---|
| Louisiana | 4.25% | Louisiana has an income tax rate of 4.25%. |
| Oklahoma | 4.75% | Oklahoma has an income tax rate of 4.75%. |
| New Mexico | 5.9% | New Mexico has an income tax rate of 5.9%. |
Texas's income tax rate of 0% compares to a national average of approximately 5.04%. This is below the national average.
Tips for Texas Residents
- 1Texas has no state income tax, giving you higher take-home pay than most states.
- 2Even without state income tax, federal income tax and FICA (7.65%) still reduce your paycheck.
- 3No state income tax withholding means bigger paychecks, but Texas has some of the highest property taxes in the nation (averaging 1.6%-1.8%), which offsets part of the income tax savings.
- 4Maximize pre-tax 401(k) and HSA contributions to further reduce federal taxable income and boost take-home.
- 5Review your W-4 annually—without state tax to offset, some workers under-withhold federally.