Take Home Pay for Mississippi (2026)
Last updated: January 15, 2026
Mississippi (MS) Key Facts
State Income Tax
4.7%
Sales Tax Rate
7%
Property Tax Rate
0.81%
Overall State Tax Burden
12.5% combined rates
How This Calculator Works in Mississippi
This calculator estimates your take-home pay in Mississippi, factoring in federal income tax, FICA, and Mississippi's state income tax.
Mississippi Overview
Take-home pay in Mississippi is affected by federal income tax, FICA, and state income tax at up to 4.7%. With sales tax at 7% and property tax at 0.81%, the overall tax environment shapes real purchasing power for Mississippi workers.
How Mississippi Compares
Mississippi's combined rates (income: 4.7%, sales: 7%, property: 0.81%) compare to Alabama (5%, 4%, 0.41%) and Tennessee (0%, 7%, 0.71%).
| State | Top Rate | Notes |
|---|---|---|
| Alabama | 5% | Alabama has an income tax rate of 5%. |
| Tennessee | 0% | Tennessee has an income tax rate of 0%. |
| Louisiana | 4.25% | Louisiana has an income tax rate of 4.25%. |
Mississippi's income tax rate of 4.7% compares to a national average of approximately 5.04%. This is below the national average.
Tips for Mississippi Residents
- 1Mississippi state income tax at up to 4.7% reduces your take-home pay on every paycheck.
- 2Factor in Mississippi's sales tax (7%) and property tax (0.81%) when calculating real purchasing power.
- 3Pre-tax 401(k), HSA, and FSA contributions reduce both federal and state taxable income, increasing your net pay.
- 4Your effective tax rate is typically lower than your marginal rate, especially in progressive tax states.
- 5After major life changes (marriage, new child, job change), review both federal W-4 and state withholding forms to optimize take-home pay.