Take Home Pay for Hawaii (2026)
Last updated: January 15, 2026
Hawaii (HI) Key Facts
State Income Tax
11%
Sales Tax Rate
4%
Property Tax Rate
0.28%
Overall State Tax Burden
15.3% combined rates
How This Calculator Works in Hawaii
This calculator estimates your take-home pay in Hawaii, factoring in federal income tax, FICA, and Hawaii's state income tax.
Hawaii Overview
Take-home pay in Hawaii is affected by federal income tax, FICA, and state income tax at up to 11%. Hawaii requires employers to provide temporary disability insurance (TDI). The cost of living is among the highest in the nation.
How Hawaii Compares
Hawaii's combined rates (income: 11%, sales: 4%, property: 0.28%) compare to California (13.3%, 7.25%, 0.74%) and Alaska (0%, 0%, 1.19%).
| State | Top Rate | Notes |
|---|---|---|
| California | 13.3% | California has an income tax rate of 13.3%. |
| Alaska | 0% | Alaska has an income tax rate of 0%. |
Hawaii's income tax rate of 11% compares to a national average of approximately 5.04%. This is above the national average.
Tips for Hawaii Residents
- 1Hawaii state income tax at up to 11% reduces your take-home pay on every paycheck.
- 2Hawaii requires employers to provide temporary disability insurance (TDI). The cost of living is among the highest in the nation.
- 3Pre-tax 401(k), HSA, and FSA contributions reduce both federal and state taxable income, increasing your net pay.
- 4Your effective tax rate is typically lower than your marginal rate, especially in progressive tax states.
- 5After major life changes (marriage, new child, job change), review both federal W-4 and state withholding forms to optimize take-home pay.