Take Home Pay for South Dakota (2026)

Last updated: January 15, 2026

South Dakota (SD) Key Facts

State Income Tax

0%

Sales Tax Rate

4.5%

Property Tax Rate

1.28%

Overall State Tax Burden

5.8% combined rates

How This Calculator Works in South Dakota

This calculator estimates your take-home pay in South Dakota, factoring in federal income tax, FICA, and the absence of state income tax.

South Dakota Overview

Take-home pay in South Dakota benefits from zero state income tax—only federal income tax and FICA reduce your paycheck. No state income tax withholding. South Dakota funds government through sales tax (4.5%) and other levies.

How South Dakota Compares

South Dakota's combined rates (income: 0%, sales: 4.5%, property: 1.28%) compare to North Dakota (1.95%, 5%, 0.98%) and Minnesota (9.85%, 6.875%, 1.12%).

StateTop RateNotes
North Dakota1.95%North Dakota has an income tax rate of 1.95%.
Minnesota9.85%Minnesota has an income tax rate of 9.85%.
Nebraska5.84%Nebraska has an income tax rate of 5.84%.

South Dakota's income tax rate of 0% compares to a national average of approximately 5.04%. This is below the national average.

Tips for South Dakota Residents

  • 1South Dakota has no state income tax, giving you higher take-home pay than most states.
  • 2Even without state income tax, federal income tax and FICA (7.65%) still reduce your paycheck.
  • 3No state income tax withholding. South Dakota funds government through sales tax (4.5%) and other levies.
  • 4Maximize pre-tax 401(k) and HSA contributions to further reduce federal taxable income and boost take-home.
  • 5Review your W-4 annually—without state tax to offset, some workers under-withhold federally.

Frequently Asked Questions

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