Take Home Pay for New York (2026)
New York (NY) Key Facts
State Income Tax
10.9%
Sales Tax Rate
4%
Property Tax Rate
1.72%
Overall State Tax Burden
16.6% combined rates
How This Calculator Works in New York
This calculator estimates your take-home pay in New York, factoring in federal income tax, FICA, and New York's state income tax.
New York Overview
Take-home pay in New York is affected by federal income tax, FICA, and state income tax at up to 10.9%. NYC residents pay city income tax (up to 3.876%) on top of state tax (up to 10.9%). NY Paid Family Leave (PFL) is deducted from paychecks. SDI also applies. The minimum wage is $15+.
How New York Compares
New York's combined rates (income: 10.9%, sales: 4%, property: 1.72%) compare to New Jersey (10.75%, 6.625%, 2.49%) and Connecticut (6.99%, 6.35%, 2.15%).
| State | Top Rate | Notes |
|---|---|---|
| New Jersey | 10.75% | New Jersey has an income tax rate of 10.75%. |
| Connecticut | 6.99% | Connecticut has an income tax rate of 6.99%. |
| Pennsylvania | 3.07% | Pennsylvania has an income tax rate of 3.07%. |
New York's income tax rate of 10.9% compares to a national average of approximately 5.04%. This is above the national average.
Tips for New York Residents
- 1New York state income tax at up to 10.9% reduces your take-home pay on every paycheck.
- 2NYC residents pay city income tax (up to 3.876%) on top of state tax (up to 10.9%). NY Paid Family Leave (PFL) is deducted from paychecks. SDI also applies. The minimum wage is $15+.
- 3Pre-tax 401(k), HSA, and FSA contributions reduce both federal and state taxable income, increasing your net pay.
- 4Your effective tax rate is typically lower than your marginal rate, especially in progressive tax states.
- 5After major life changes (marriage, new child, job change), review both federal W-4 and state withholding forms to optimize take-home pay.