Take Home Pay for Montana (2026)
Last updated: January 15, 2026
Montana (MT) Key Facts
State Income Tax
6.75%
Sales Tax Rate
0%
Property Tax Rate
0.84%
Overall State Tax Burden
7.6% combined rates
How This Calculator Works in Montana
This calculator estimates your take-home pay in Montana, factoring in federal income tax, FICA, and Montana's state income tax.
Montana Overview
Take-home pay in Montana is affected by federal income tax, FICA, and state income tax at up to 6.75%. Montana has no sales tax, which helps offset the income tax burden for workers.
How Montana Compares
Montana's combined rates (income: 6.75%, sales: 0%, property: 0.84%) compare to Idaho (5.8%, 6%, 0.69%) and Wyoming (0%, 4%, 0.61%).
| State | Top Rate | Notes |
|---|---|---|
| Idaho | 5.8% | Idaho has an income tax rate of 5.8%. |
| Wyoming | 0% | Wyoming has an income tax rate of 0%. |
| North Dakota | 1.95% | North Dakota has an income tax rate of 1.95%. |
Montana's income tax rate of 6.75% compares to a national average of approximately 5.04%. This is above the national average.
Tips for Montana Residents
- 1Montana state income tax at up to 6.75% reduces your take-home pay on every paycheck.
- 2Montana has no sales tax, which helps offset the income tax burden for workers.
- 3Pre-tax 401(k), HSA, and FSA contributions reduce both federal and state taxable income, increasing your net pay.
- 4Your effective tax rate is typically lower than your marginal rate, especially in progressive tax states.
- 5After major life changes (marriage, new child, job change), review both federal W-4 and state withholding forms to optimize take-home pay.