Property Tax for Hawaii (2026)
Hawaii (HI) Key Facts
Effective Property Tax Rate
0.28%
Tax Level
Low compared to national average
Assessed By
County assessor
Payment Frequency
Varies by county (annual or semi-annual)
How This Calculator Works in Hawaii
This calculator estimates your annual Hawaii property tax based on your home's value and the state's average effective rate of 0.28%. Enter your property value to see your estimated annual tax bill.
Hawaii Overview
Hawaii has an effective property tax rate of 0.27%, below the national average of ~1.11%. A defining feature of the state's system is that lowest effective rate in the U.S.. Residential exemption up to $100K+ varies by county, making it important for homeowners to understand local assessment practices and available exemptions.
How Hawaii Compares
Hawaii's property tax rate of 0.28% compares to California at 0.74% and Alaska at 1.19%. The relatively low rate makes property ownership more affordable from a tax perspective.
| State | Top Rate | Notes |
|---|---|---|
| California | 0.74% | California has a property tax rate of 0.74%. |
| Alaska | 1.19% | Alaska has a property tax rate of 1.19%. |
Hawaii's property tax rate of 0.28% compares to a national average of approximately 1.11%. This is below the national average.
Tips for Hawaii Residents
- 1Hawaii's effective property tax rate of 0.27% is below the national average of ~1.11%. Key feature: lowest effective rate in the U.S..
- 2Residential exemption up to $100K+ varies by county. Always verify your assessed value matches your property's actual condition and features.
- 3Appeal your property tax assessment if comparable sales in your area suggest your home is overvalued — Hawaii allows formal protests through the county or local assessor's office.
- 4Check whether you qualify for Hawaii's homestead exemption or other relief programs (senior, disabled, veteran) — these can meaningfully reduce your annual tax bill.
- 5Hawaii property taxes are deductible on your federal return subject to the $10,000 SALT cap. With a 0.27% rate, a $350,000 home owes roughly $945/year before exemptions.