Property Tax for Maryland (2026)
Maryland (MD) Key Facts
Effective Property Tax Rate
1.07%
Tax Level
Moderate compared to national average
Assessed By
County assessor
Payment Frequency
Varies by county (annual or semi-annual)
How This Calculator Works in Maryland
This calculator estimates your annual Maryland property tax based on your home's value and the state's average effective rate of 1.07%. Enter your property value to see your estimated annual tax bill.
Maryland Overview
Maryland has an effective property tax rate of 1.07%, near the national average of ~1.11%. A defining feature of the state's system is that Homestead Tax Credit caps increases at 10%/year. Baltimore City rate (~2.25%) far exceeds county rates, making it important for homeowners to understand local assessment practices and available exemptions.
How Maryland Compares
Maryland's property tax rate of 1.07% compares to Virginia at 0.82% and Pennsylvania at 1.58%. The moderate rate reflects a balanced approach to property taxation.
| State | Top Rate | Notes |
|---|---|---|
| Virginia | 0.82% | Virginia has a property tax rate of 0.82%. |
| Pennsylvania | 1.58% | Pennsylvania has a property tax rate of 1.58%. |
| Delaware | 0.57% | Delaware has a property tax rate of 0.57%. |
Maryland's property tax rate of 1.07% compares to a national average of approximately 1.11%. This is below the national average.
Tips for Maryland Residents
- 1Maryland's effective property tax rate of 1.07% is near the national average of ~1.11%. Key feature: Homestead Tax Credit caps increases at 10%/year.
- 2Baltimore City rate (~2.25%) far exceeds county rates. Always verify your assessed value matches your property's actual condition and features.
- 3Appeal your property tax assessment if comparable sales in your area suggest your home is overvalued — Maryland allows formal protests through the county or local assessor's office.
- 4Check whether you qualify for Maryland's homestead exemption or other relief programs (senior, disabled, veteran) — these can meaningfully reduce your annual tax bill.
- 5Maryland property taxes are deductible on your federal return subject to the $10,000 SALT cap. With a 1.07% rate, a $350,000 home owes roughly $3,745/year before exemptions.