Property Tax for Oklahoma (2026)
Oklahoma (OK) Key Facts
Effective Property Tax Rate
0.9%
Tax Level
Moderate compared to national average
Assessed By
County assessor
Payment Frequency
Varies by county (annual or semi-annual)
How This Calculator Works in Oklahoma
This calculator estimates your annual Oklahoma property tax based on your home's value and the state's average effective rate of 0.9%. Enter your property value to see your estimated annual tax bill.
Oklahoma Overview
Oklahoma has an effective property tax rate of 0.90%, near the national average of ~1.11%. A defining feature of the state's system is that assessment ratio 11-13.5% of market value. Cap: assessed value cannot increase >5%/year unless sold, making it important for homeowners to understand local assessment practices and available exemptions.
How Oklahoma Compares
Oklahoma's property tax rate of 0.9% compares to Texas at 1.8% and Kansas at 1.41%. The moderate rate reflects a balanced approach to property taxation.
| State | Top Rate | Notes |
|---|---|---|
| Texas | 1.8% | Texas has a property tax rate of 1.8%. |
| Kansas | 1.41% | Kansas has a property tax rate of 1.41%. |
| Arkansas | 0.62% | Arkansas has a property tax rate of 0.62%. |
Oklahoma's property tax rate of 0.9% compares to a national average of approximately 1.11%. This is below the national average.
Tips for Oklahoma Residents
- 1Oklahoma's effective property tax rate of 0.90% is near the national average of ~1.11%. Key feature: assessment ratio 11-13.5% of market value.
- 2Cap: assessed value cannot increase >5%/year unless sold. Always verify your assessed value matches your property's actual condition and features.
- 3Appeal your property tax assessment if comparable sales in your area suggest your home is overvalued — Oklahoma allows formal protests through the county or local assessor's office.
- 4Check whether you qualify for Oklahoma's homestead exemption or other relief programs (senior, disabled, veteran) — these can meaningfully reduce your annual tax bill.
- 5Oklahoma property taxes are deductible on your federal return subject to the $10,000 SALT cap. With a 0.90% rate, a $350,000 home owes roughly $3,150/year before exemptions.