Tax Bracket for Minnesota (2026)
Last updated: January 15, 2026
Minnesota (MN) Key Facts
Tax Structure
Progressive (4 brackets)
Top Marginal Rate
9.85%
Number of Brackets
4
Tax Year
2,026
How This Calculator Works in Minnesota
This calculator shows which Minnesota tax bracket your income falls into. Enter your income and filing status to see marginal and effective rates.
Minnesota Overview
Minnesota uses a progressive income tax system with 4 brackets ranging from 5.35% to 9.85%. Higher portions of your income are taxed at higher rates, so your effective rate is always lower than your top marginal bracket.
How Minnesota Compares
Minnesota's top rate of 9.85% compares to Wisconsin at 7.65% and Iowa at 5.7%. Comparing effective rates is more meaningful than top rates alone.
| State | Top Rate | Notes |
|---|---|---|
| Wisconsin | 7.65% | Wisconsin has an income tax rate of 7.65%. |
| Iowa | 5.7% | Iowa has an income tax rate of 5.7%. |
| North Dakota | 1.95% | North Dakota has an income tax rate of 1.95%. |
Minnesota's income tax rate of 9.85% compares to a national average of approximately 5.04%. This is above the national average.
Tips for Minnesota Residents
- 1Minnesota has a progressive income tax with 4 brackets ranging from 5.35% to 9.85%.
- 2Your marginal rate (the rate on your last dollar) is often higher than your effective rate (total tax / total income).
- 3Moving into a higher bracket only taxes the additional income at the higher rate, not your entire income.
- 4Pre-tax 401(k) and IRA contributions can keep you in a lower Minnesota bracket by reducing taxable income.
- 5Compare your effective rate rather than marginal rate when evaluating Minnesota's tax impact on your finances.