Tax Bracket for Rhode Island (2026)
Rhode Island (RI) Key Facts
Tax Structure
Progressive (3 brackets)
Top Marginal Rate
5.99%
Number of Brackets
3
Tax Year
2,026
How This Calculator Works in Rhode Island
This calculator shows which Rhode Island tax bracket your income falls into. Enter your income and filing status to see marginal and effective rates.
Rhode Island Overview
Rhode Island uses a progressive income tax system with 3 brackets ranging from 3.75% to 5.99%. Higher portions of your income are taxed at higher rates, so your effective rate is always lower than your top marginal bracket.
How Rhode Island Compares
Rhode Island's top rate of 5.99% compares to Massachusetts at 5% and Connecticut at 6.99%. Comparing effective rates is more meaningful than top rates alone.
| State | Top Rate | Notes |
|---|---|---|
| Massachusetts | 5% | Massachusetts has an income tax rate of 5%. |
| Connecticut | 6.99% | Connecticut has an income tax rate of 6.99%. |
Rhode Island's income tax rate of 5.99% compares to a national average of approximately 5.04%. This is above the national average.
Tips for Rhode Island Residents
- 1Rhode Island has a progressive income tax with 3 brackets ranging from 3.75% to 5.99%.
- 2Your marginal rate (the rate on your last dollar) is often higher than your effective rate (total tax / total income).
- 3Moving into a higher bracket only taxes the additional income at the higher rate, not your entire income.
- 4Pre-tax 401(k) and IRA contributions can keep you in a lower Rhode Island bracket by reducing taxable income.
- 5Compare your effective rate rather than marginal rate when evaluating Rhode Island's tax impact on your finances.