Capital Gains Tax for New Hampshire (2026)
New Hampshire (NH) Key Facts
State Capital Gains Rate
0%
Taxed As
Not taxed at state level
Federal Rate Applies
Yes (0%, 15%, or 20%)
Long Term vs Short Term
No state tax on either
How This Calculator Works in New Hampshire
This calculator estimates your combined federal and New Hampshire capital gains tax. Enter your gain amount, holding period, and income to see your estimated tax.
New Hampshire Overview
New Hampshire does not tax capital gains from asset sales. It only imposes a 3% tax on interest and dividend income, which is being phased out. Capital gains from asset sales are not subject to state tax, making it favorable for investors. Federal capital gains rates of 0%, 15%, or 20% still apply.
How New Hampshire Compares
New Hampshire's capital gains rate of 0% compares to Maine at 7.15% and Vermont at 8.75%. No state capital gains tax provides a clear advantage for investors.
| State | Top Rate | Notes |
|---|---|---|
| Maine | 7.15% | Maine has a capital gains rate of 7.15%. |
| Vermont | 8.75% | Vermont has a capital gains rate of 8.75%. |
| Massachusetts | 5% | Massachusetts has a capital gains rate of 5%. |
New Hampshire's capital gains rate of 0% compares to a national average of approximately 5.04%. This is below the national average.
Tips for New Hampshire Residents
- 1New Hampshire does not tax capital gains from the sale of assets like stocks or real estate.
- 2A 3% tax applies only to interest and dividend income, and this tax is being phased out.
- 3Federal capital gains rates (0%, 15%, 20%) still apply to all investment gains.
- 4Once the interest/dividends tax is fully phased out, New Hampshire will have zero state tax on all investment income.
- 5Tax-loss harvesting at the federal level remains valuable for reducing your overall tax bill.