Rent Affordability for Oregon (2026)
Oregon (OR) Key Facts
Average 1 B R Rent
$1,400
Median Monthly Income
$5,833
Recommended Max Rent (30% Rule)
$1,750
Affordability Gap
Affordable
Rent to Income Ratio
24.0%
How This Calculator Works in Oregon
This rent affordability calculator helps you determine how much rent you can reasonably afford in Oregon based on your income and the 30% rule. Enter your monthly income and desired rent to see whether your housing costs are within a healthy range. The calculator also shows how your situation compares to the Oregon average.
Oregon Overview
With a median household income of $67,000, Oregon residents can afford roughly $1,675/month in rent under the 30% guideline. Average 1-bedroom rent is about $1,400/month. State income taxes in Oregon reduce your take-home pay, so base your rent budget on net income rather than gross for a more realistic picture.
How Oregon Compares
Oregon's rent-to-income ratio of 24.0% is within the recommended 30% range. In neighboring Washington, the ratio is 23.4%. Nationally, about half of renters spend more than 30% of their income on housing, highlighting the widespread challenge of rental affordability.
| State | Top Rate | Notes |
|---|---|---|
| Washington | $1,600 | Average 1BR rent is $1,600 with median monthly income of $6,833. The 30% rule allows $2,050 for rent, which covers average rent. |
| California | $2,000 | Average 1BR rent is $2,000 with median monthly income of $7,083. The 30% rule allows $2,125 for rent, which covers average rent. |
| Idaho | $1,100 | Average 1BR rent is $1,100 with median monthly income of $5,167. The 30% rule allows $1,550 for rent, which covers average rent. |
In Oregon, the median household earns $70,000 annually ($5,833 per month). Using the 30% rule, the recommended maximum rent is $1,750 per month. With average 1BR rents at $1,400, rents are within the recommended affordability range. Nationally, about half of renters are considered cost-burdened (paying more than 30% of income on housing).
Tips for Oregon Residents
- 1The 30% rule suggests spending no more than 30% of gross income on rent. In Oregon, with a median household income of $67,000, the maximum recommended rent is about $1,675/month.
- 2Average 1-bedroom rent in Oregon is roughly $1,400/month. This is within or near the 30% guideline for the median household, indicating reasonable affordability at the state level.
- 3State income taxes in Oregon reduce your take-home pay, so base your rent budget on net income rather than gross for a more realistic picture.
- 4Beyond rent, budget for utilities ($100-$300/month), renters insurance ($15-$30/month), and any parking or pet fees. These can add 10-20% on top of your base rent in Oregon.
- 5If you are spending more than 30% of income on rent in Oregon, look into housing assistance programs such as Section 8 vouchers, state-funded rental assistance, or employer housing benefits.