Rent Affordability for Vermont (2026)
Vermont (VT) Key Facts
Average 1 B R Rent
$1,300
Median Monthly Income
$5,250
Recommended Max Rent (30% Rule)
$1,575
Affordability Gap
Affordable
Rent to Income Ratio
24.8%
How This Calculator Works in Vermont
This rent affordability calculator helps you determine how much rent you can reasonably afford in Vermont based on your income and the 30% rule. Enter your monthly income and desired rent to see whether your housing costs are within a healthy range. The calculator also shows how your situation compares to the Vermont average.
Vermont Overview
With a median household income of $63,000, Vermont residents can afford roughly $1,575/month in rent under the 30% guideline. Average 1-bedroom rent is about $1,300/month. State income taxes in Vermont reduce your take-home pay, so base your rent budget on net income rather than gross for a more realistic picture.
How Vermont Compares
Vermont's rent-to-income ratio of 24.8% is within the recommended 30% range. In neighboring New Hampshire, the ratio is 20.2%. Nationally, about half of renters spend more than 30% of their income on housing, highlighting the widespread challenge of rental affordability.
| State | Top Rate | Notes |
|---|---|---|
| New Hampshire | $1,400 | Average 1BR rent is $1,400 with median monthly income of $6,917. The 30% rule allows $2,075 for rent, which covers average rent. |
| New York | $1,700 | Average 1BR rent is $1,700 with median monthly income of $6,250. The 30% rule allows $1,875 for rent, which covers average rent. |
| Massachusetts | $2,100 | Average 1BR rent is $2,100 with median monthly income of $7,417. The 30% rule allows $2,225 for rent, which covers average rent. |
In Vermont, the median household earns $63,000 annually ($5,250 per month). Using the 30% rule, the recommended maximum rent is $1,575 per month. With average 1BR rents at $1,300, rents are within the recommended affordability range. Nationally, about half of renters are considered cost-burdened (paying more than 30% of income on housing).
Tips for Vermont Residents
- 1The 30% rule suggests spending no more than 30% of gross income on rent. In Vermont, with a median household income of $63,000, the maximum recommended rent is about $1,575/month.
- 2Average 1-bedroom rent in Vermont is roughly $1,300/month. This is within or near the 30% guideline for the median household, indicating reasonable affordability at the state level.
- 3State income taxes in Vermont reduce your take-home pay, so base your rent budget on net income rather than gross for a more realistic picture.
- 4Beyond rent, budget for utilities ($100-$300/month), renters insurance ($15-$30/month), and any parking or pet fees. These can add 10-20% on top of your base rent in Vermont.
- 5If you are spending more than 30% of income on rent in Vermont, look into housing assistance programs such as Section 8 vouchers, state-funded rental assistance, or employer housing benefits.