Real Estate Commission for Kentucky (2026)
Kentucky (KY) Key Facts
Average Commission Rate
5.5%
Commission on Median Home
$11,550
Is Negotiable
Yes
Median Home Price
$210,000
Typical Split
50/50 between listing and buyer agents
How This Calculator Works in Kentucky
This commission calculator estimates the total real estate agent fees on a Kentucky home sale based on the sale price and commission percentage. It shows the dollar amount of the total commission and how it splits between agents. Use it to understand how much you will pay when selling a home in Kentucky and to compare different commission scenarios.
Kentucky Overview
The average real estate commission in Kentucky is 5.5%, totaling approximately $11,550 on the median home price of $210,000. Following the 2024 NAR settlement, commission structures have become more transparent, with buyers negotiating their agent's compensation separately. All commissions in Kentucky are negotiable—there is no legally mandated rate.
How Kentucky Compares
Kentucky's average commission of 5.5% is in line with the national average of about 5-6%. Neighboring Tennessee averages 5.3% and Virginia averages 5.3%. Commission rates tend to be slightly lower in expensive markets where the dollar amounts are already high, and slightly higher in more affordable markets.
| State | Top Rate | Notes |
|---|---|---|
| Tennessee | 5.3% | Average commission is 5.3%, which comes to $16,430 on the median home price of $310,000. |
| Virginia | 5.3% | Average commission is 5.3%, which comes to $20,140 on the median home price of $380,000. |
| Ohio | 5.5% | Average commission is 5.5%, which comes to $12,100 on the median home price of $220,000. |
The average real estate commission in Kentucky is 5.5%, in line with the national average of approximately 5-6%. On the median-priced home of $210,000, this amounts to $11,550 in total commission, typically split between the listing and buyer's agents.
Tips for Kentucky Residents
- 1The average total real estate commission in Kentucky is 5.5%, which amounts to $11,550 on the median home of $210,000. This is typically the seller's single largest transaction cost.
- 2Real estate commissions in Kentucky are always negotiable—there is no legal minimum or maximum rate. Following the 2024 NAR settlement, buyers now negotiate their agent's fee separately, increasing transparency for all parties.
- 3Since the 2024 NAR settlement, sellers in Kentucky are no longer required to offer buyer-agent compensation through the MLS. Buyers should discuss agent compensation upfront and consider signing a buyer-broker agreement that clearly states the fee structure.
- 4Discount and flat-fee brokerages are available in Kentucky and may charge 1-2% instead of the traditional listing fee. Weigh the savings against the marketing, negotiation, and support services a full-service agent provides.
- 5When calculating net proceeds from selling in Kentucky, subtract the commission ($11,550), closing costs (2-4% of sale price), and your remaining mortgage balance. This gives you a realistic picture of your take-home amount.