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How Much House Can You Afford?
Formula
This calculator uses the 28% rule: your mortgage payment should not exceed 28% of gross monthly income.
By factoring in income, debts, down payment, and rates, it estimates your maximum home price.
Common use cases:
- First-time homebuyer planning
- Setting a home search budget
- Understanding how debts affect buying power
Frequently Asked Questions
Maria Gonzalez
Registered Dietitian, RD, MPH
Maria is a Registered Dietitian with a Master's in Public Health. She focuses on evidence-based nutrition assessment tools including BMI, calorie calculations, and body composition analysis.
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