What is a good cap rate for rental property?

Cap rates of 4-10% are common depending on the market and property type. Higher cap rates indicate higher potential returns but often come with more risk.

How much of my income should go to rent?

The 30% rule suggests spending no more than 30% of your gross monthly income on rent. Use the Rent Affordability Calculator for a personalized recommendation.

How much is a typical real estate commission?

Total commission is typically 5-6% of the sale price, split between the listing and buyer agents. Use the Commission Calculator to estimate exact amounts.

Real Estate Calculators — Free Online Tools (2026)

Whether you are renting, buying, or investing in property, these real estate calculators help you make data-driven decisions. Analyze rental returns, estimate monthly costs, and understand the true cost of real estate transactions.

All Calculators

Mortgage Calculator — Free Online Tool

Calculate your monthly mortgage payment, total interest, and loan costs with our free mortgage calculator.

Rental Property Calculator — Free Online Tool

Calculate monthly cash flow and cash-on-cash return for a rental property investment.

Cap Rate Calculator — Free Online Tool

Calculate the capitalization rate for rental properties to evaluate real estate investment returns.

Real Estate Commission Calculator — Free Online Tool

Calculate total real estate commission, per-agent split, and seller net proceeds.

Rent Affordability Calculator — Free Online Tool

Calculate how much rent you can afford based on your monthly income with our free rent calculator.

Rent Affordability Calculator — How Much Rent Can I Afford?

Calculate the maximum rent you can afford based on income, debts, and savings goals using the 30% rule.

How to Use These Tools Together

1
Determine how much rent you can afford based on your income and expenses.
2
Compare rental costs in different areas and estimate your total monthly housing cost.
3
Estimate monthly mortgage payments to compare the cost of buying versus renting.
4
Evaluate investment properties by calculating the capitalization rate.
5
Run a full rental property analysis including cash flow, ROI, and cash-on-cash return.

Key Terms Glossary

Cap Rate: Capitalization rate, calculated by dividing net operating income by property value, used to compare investment properties.
Cash-on-Cash Return: The annual pre-tax cash flow divided by the total cash invested, measuring the return on your actual out-of-pocket investment.
NOI: Net Operating Income, the total rental income minus all operating expenses excluding mortgage payments.
Commission: The fee paid to real estate agents, typically 5-6% of the sale price split between buyer and seller agents.
Rent-to-Income Ratio: The percentage of your gross monthly income that goes toward rent, ideally kept below 30%.

Frequently Asked Questions

Related Collections

Mortgage Calculators Investment Calculators