Last updated: March 2, 2026 by Sarah Chen

Expected Value in Probability and Decision Making

Formula

The expected value is the long-run average outcome of a random variable, calculated as the sum of each possible value multiplied by its probability. It is a fundamental concept in probability, statistics, and decision theory.

Expected value helps evaluate gambles, investments, insurance policies, and any scenario involving uncertainty by summarizing outcomes into a single number.

Common use cases:

  • Investment decision analysis
  • Insurance premium calculation
  • Game theory and gambling evaluation

Frequently Asked Questions

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Sarah Chen

Financial Analyst, CFA

Sarah is a Chartered Financial Analyst with over 8 years of experience in investment management and financial modeling. She specializes in retirement planning and compound interest calculations.

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