Last updated: March 2, 2026

How Much Do You Need to Retire?

Formula

A retirement calculator projects your savings at retirement based on current savings, contributions, and expected returns.

The 4% rule suggests you can withdraw 4% of your portfolio annually in retirement without running out.

Common use cases:

  • Planning retirement savings
  • Evaluating if you are on track
  • Adjusting contribution levels

Frequently Asked Questions

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