How much is property tax in Texas?

Average effective rate is about 1.9%, or $5,700/year on a $300K home.

Why are Texas property taxes so high?

Texas has no state income tax, so it relies heavily on property taxes.

What is the Texas homestead exemption?

A $100K reduction in taxable home value for your primary residence.

How Much Is Property Tax on a $300K Home in Texas?

The Short Answer

Property tax on a $300K home in Texas averages about $5,100-$6,600/year (1.7-2.2% rate). Texas has no income tax, so property taxes are higher than average.

The Detailed Breakdown

Based on Texas average effective property tax rate of 1.9% applied to assessed home value.

Calculation	Value	Assumptions
Estimated Annual Property Tax	$5,700	1.9% effective rate on $300K
Monthly Property Tax	$475/mo	Annual divided by 12
With Homestead Exemption	$4,750/yr	$100K exemption reduces taxable value to $200K in some counties

Key Assumptions

Texas average effective property tax rate ~1.9%.
Rates vary by county (1.4% to 2.5%).
Homestead exemption of $100K available for primary residence.
Assessed value assumed equal to market value.

Adjust for Your Situation

Budget $475-$550/month for property taxes on a $300K Texas home.

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What Affects This Result

County Variation

Fort Bend County charges ~2.3% while Bexar County charges ~1.7%.

Homestead Exemption

Reduces taxable value by $100K, saving $1,900+/year.

Appraisal Protests

Assessed values often exceed market value.