How Much Capital Gains Tax on a $50K Stock Sale Profit?
The Short Answer
On $50K in long-term capital gains, you'd owe $7,500 (15% rate) if your total income is under $533,400 as a single filer. Short-term gains are taxed as ordinary income.
The Detailed Breakdown
Long-term gains taxed at 0%/15%/20% based on income; short-term gains taxed as ordinary income.
| Calculation | Value | Assumptions |
|---|---|---|
| Long-Term Capital Gains Tax | $7,500 | 15% rate on $50K gain |
| Short-Term Tax (If < 1 Year) | $11,000 | Taxed as ordinary income at 22% marginal rate |
| Savings from Holding 1+ Year | $3,500 | Difference between short and long-term rates |
Key Assumptions
- Long-term = held over 1 year (15% rate).
- Short-term = held under 1 year (ordinary income rates).
- $75K ordinary income assumed in addition to gains.
- Single filer, 2026 brackets.
Adjust for Your Situation
Hold stocks over 1 year to pay 15% instead of your ordinary rate -- it saves thousands.
Use the Free CalculatorWhat Affects This Result
Holding Period
Holding over 1 year drops the rate from 22%+ to 15%.
Tax-Loss Harvesting
Losses offset gains dollar-for-dollar.
Net Investment Income Tax
3.8% surtax applies if income exceeds $200K.